Privacy Policy for Stawi
At Stawi, we believe privacy is a fundamental human right. That’s why we are committed to protecting your privacy by rejecting surveillance-based business models. We do not run ads, we don’t use trackers, and we will never monetize your personal data. Instead, our mission is to empower communities through group savings and credit solutions—built with trust, security, and transparency at the core.
This Privacy Policy explains how we collect, use, and safeguard your personal information when you use Stawi. “Personal information” means data that identifies you—such as your name, phone number, or email address. Other data that doesn’t identify you directly is treated as “non-personal information,” unless it’s stored or used in combination with personal information.
Information We Collect & How We Use It
We collect information to provide and improve Stawi’s services. This includes:
- Information you give us directly, such as your name, phone number, group details, photos, contacts, or media you share in the app.
- Information shared by others about you (e.g., when a group member adds your phone number to a group).
- Automatically collected data, such as usage analytics, crash logs, or technical data that helps us improve stability and performance.
- Inferred data, such as understanding group behavior to offer better financial tools and insights.
We use your information to:
- Help groups manage savings and credit collaboratively
- Match contact names to phone numbers (on-device only)
- Share media within group chats
- Improve our features, safety, and user experience
We never use your personal data for advertising or sell it to third parties.
When We Share Information
We only share your information under these specific circumstances:
- With your explicit consent
- With trusted partners who help us deliver our services, under strict privacy obligations
- When required by law, and we’ll notify you unless prohibited from doing so
- To prevent harm, fraud, or to ensure the security of Stawi users and infrastructure
- As part of a business transition, such as a merger or acquisition, with appropriate safeguards
How We Protect Your Data
We use strong physical, technical, and organizational security measures to protect your personal information. If a data breach occurs, we will notify you promptly so you can take any necessary action.
We only keep personal information as long as it’s needed for the purpose we collected it. After that, we securely delete or anonymize it unless we’re legally required to retain it.
Where Your Data Is Stored
Your data may be stored on servers outside your home country. By using Stawi, you consent to this international transfer. Regardless of where your data is processed, we uphold the same level of privacy protection and comply with applicable laws.
Children’s Privacy
Stawi is not intended for children under the age of 13. If we become aware that a child under 13 has provided us with personal information, we will delete it. Parents or guardians who believe this has happened can contact us directly.
Your Rights (EU, EEA, Swiss, and California Users)
If you’re located in these regions, you have specific rights under data protection laws such as the GDPR and CCPA. These include:
- The right to know what data we collect
- The right to access or receive a copy of your personal data
- The right to know whether your data is shared and with whom
- The right to request deletion or correction of your data
- The right to opt out of data use where applicable
- The right to non-discrimination for exercising privacy rights
Our legal bases for processing personal data include:
- Contractual necessity, for providing our services
- Legitimate interests, such as improving security and preventing abuse
- Your consent, where required—which you can withdraw at any time
To exercise any of these rights, or if you have questions, contact us at [email protected].
Updates to This Policy
We may occasionally update this Privacy Policy to reflect changes in our services or the law. Any updates will be posted with a revised effective date. Continued use of Stawi means you agree to the updated policy.
Contact Us
If you have any questions, concerns, or requests regarding your privacy, please contact us at: