Powerful Features for Group Finance

Everything your savings group
needs in one secure app

Download Stawi Now

Easy Group Setup

Create a savings group in minutes. Invite members via phone number or link. Set contribution …

Secure Chat & Messaging

End-to-end encrypted group chat. Share updates, coordinate meetings, and discuss financial …

Automated Balance Tracking

Real-time balance updates for every member. No more spreadsheets or manual calculations. Export …

Transparent Lending System

Built-in loan request and approval workflows. Track repayments automatically. All transactions …

Mobile-First Design

Works perfectly on any smartphone. Intuitive interface that feels familiar. No training required …

Smart Reminders

Automated contribution reminders. Payment due notifications. Never miss a group meeting or …

Join thousands of groups already saving smarter with Stawi

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Active group
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Secure encrypted
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Real-time balance
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How Stawi Works

Four simple steps to transform your group savings

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Create Your Group

Download Stawi and create your savings group in under 2 minutes. Set your group name, contribution amount, and meeting schedule.

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Invite Members

Send invitation links via WhatsApp, SMS, or email. Members join instantly with their phone number. No complicated registration process.

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Start Saving Together

Members contribute through mobile money or bank transfers. Balances update automatically. Chat about group matters in real-time.

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Lend & Track Everything

Request loans, vote on approvals, and track repayments transparently. Export detailed reports for meetings and record-keeping.

Why Choose Stawi

Built for communities that
save and lend together

Traditional group savings rely on cash boxes, spreadsheets, and trust alone. Stawi brings transparency, security, and convenience to community finance.

  • Automated tracking - No more manual record keeping or disputes about balances
  • Secure lending - Built-in loan approval workflows with clear repayment terms
  • Real-time chat - Coordinate contributions and discuss group matters instantly
  • Mobile-first design - Works perfectly on any smartphone, no training needed
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Trusted by communities worldwide

Real stories from groups using Stawi to save and lend responsibly

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Sarah Wanjiku

Chama Group Leader, Nairobi

Before Stawi, we lost track of who contributed what. Now everything is transparent and automated. Our group has saved 40% more this year!
Michael Ochieng

SACCO Member, Kisumu

The loan approval process is so smooth. Members can request, vote, and track repayments all in the app. No more paperwork or confusion.
Grace Mutindi

Women’s Group Treasurer, Mombasa

I love how secure it feels. The chat is encrypted, balances are always accurate, and I can export reports for our monthly meetings.

Learn & Grow

Tips for successful group savings and community lending

Expert advice on building trust, managing group finances, and growing your savings together.

Read Savings Tips

Start or join a group
today on Stawi

Create your savings group, invite members, and manage contributions and loans — all in a secure chat app.

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